Notes to the consolidated financial statements 251. The samples are taken to sos laboratories in traverse city, mi for analyses. Report of the managing directorceo xiii ndic annual report 2017 it is with utmost pleasure that i present to you the report of activities of the nigeria deposit insurance corporation ndic for the year ended 31st december, 2017. California county says tesla may not reopen vehicle factory, stifling musks plans wall street weekahead. Gtb delivers commercial banking products and services to corporate clients and financial institutions, including domestic and crossborder payments, financing for international trade, lending, as well as the provision of trust, agency, depositary, custody and related services. Guaranty trust bank is a leading african bank that offers onlineinternet banking, retail banking, corporate banking, investment banking and asset management important notice. Guaranty trust bank plcs consolidated financial statements complies with the applicable legal requirements of the nigerian securities and exchange commission regarding annual financial statements and comprises separate and consolidated financial statements of the bank and the group for the year ended 31 december 2012. An annual board appraisal is also conducted by an independent consultant appointed by the bank whose report is submitted to the cbn and presented to shareholders at the annual general meeting of the bank in compliance with the provisions of the cbn code.
Guaranty trust bank plc and subsidiary companies group financial statements together with directors and. Consumer products, insurance, energy, and financial services. Gtb savings, current, seniors, kids, undergraduates, corporate, target, and foreign accounts details. Deutsche bank annual report 2015 global transaction banking. Traditional banks make a play for nigerian fintechs gtb the pioneers opeyemi fowler, head of growth, flutterwave opeyemi joined flutterwave in 2018 as senior executive growth leading tier1 bank partnerships, before she became the head of growth. Enrichinglies guaranty trust bank plc 2016 annual report 6 major income statement items group dec2016 nmillion group dec 2015 nmillion increased decreased % parent dec2016 nmillion parent dec 2015 nmillion increased decreased % gross earnings 414,616 301,850 37 365,917 268,876 36. Despite this environment, gtb managed to realize a strong increase in income before income taxes. Zenith bank group 2015 fye financial statement full. In 2015 2016, a definitive assessment of whether the 2015 targets were met is required. It is my sincere pleasure to bring the gtbank 2015. According to the register of members, no shareholder of the company other than conpetro limited, as noted below, held more than 5% of the issued shares of the company as at 31 december 2015. Guaranty trust bank financial report 2012 posted by michael olafusi, on monday, july 22, 20. Group overview our approach governance financial statements shareholder information group overview our approach governance financial statements shareholder information in this report the term fbn holdings plc. A who global task force on tb impact measurement was established in 2006, convened by the tb monitoring and evaluation team in the global tb programme gtb tme.
Download annual report consolidated financial statements consolidated financial statements with independent auditors report for the years ended december 31, 20, 2012 and january 1, 2012. Report of the directors your directors have the pleasure of presenting the 51st annual report and the audited accounts of the company for the financial year ended june 30, 2015. The annual accounts and the annual report for 2015 for statoil asa and the statoil group are approved, including group contributions from statoil asa to subsidiaries as described in the annual accounts. Statements and comprises separate and consolidated financial statements of the bank and the group for the year ended 31 december 2015. Accordingly, the financial statements of gtb finance b. This has included a more focused regional footprint, simplified product offering and disciplined client selection. Before proceeding with the details of our financial performance, i would like to acquaint you with the key issues in our operating environment that impacted our business during the year. The company will propose to approve the companys annual report contains statements which included the board of. Materials and the meeting summon are available and can be accessed on the companys website. Zenith bank group 2019 fye abridged financial statement.
Accordingly the financial statements of gtb finance b. Guaranty trust bank liberia limited financial statements. Gtb delivers commercial banking products and services to corporate clients and. Zenith bank group 2015 fye financial statement summary. Global transaction banking the ongoing low interest rate levels with even negative rates in key markets, volatile stock markets, the highly competitive environment and challenges from geopolitical events are expected to continue to put downward pressure on business for global transaction banking gtb in. Gtb delivers commercial banking products and services to corporate clients and financial institutions, including domestic and crossborder. Annual reports of nigerian companies listed companiessecurities and their registrars. Annual report 2019 pdf zenith bank group 2019 fye full financial statement. Gtbank annual reports annual reports and financial statements. Guaranty trust bank financial report 2012 productivity tips. Financial statements 35 report of the audit committee. Statement of directors responsibilities in relation to the financial statements for period ended june 30, 2015.
Guaranty trust bank and subsidiary companies statements of financial position as at 31 march 2016 group group parent parent in thousands of nigerian naira notes mar2016 dec 2015 mar2016 dec 2015 assets cash and cash equivalents 17 309,906,065 254,633,215 214,910,250 173,3,109. Exploiting improved operating environment to deliver strong profitability growth. For over 20 years, the gtb head start program has offered early childhood education to low income children and later, added early head start programming. Annual report 2015 5 letter from the chairmen of the management board 3 management board 7 report of the supervisory board 8 supervisory board 18 strategy 2020 20 deutsche bank share and bonds 25. Tejbir singh sawhney indian was appointed to theboard as managing director of company with effect from 21 april 2016. Zenith bank group q3 2015 financial statement full. Interim report at and for the three and nine months. Please be mindful of fake sites run by fraudulent parties posing as gtbank or its affiliates. Consolidated financial statement for year ended dec 31, 2015 popular. Directors accountability report and the board of commissioners supervisory report for the operation of the company for the fiscal year that ended on 31 december 2010 as contained in the annual report of the company for fiscal year that ended on 31 december 2010.
Guaranty trust bank and subsidiary companies 33 directors report for the year ended december 31, 2014 the directors have pleasure in presenting their report on the affairs of guaranty trust bank plc the bank and its subsidiaries the group, together with the group audited financial statements and the auditors report for the. The business environment remained highly competitive and was impacted by increased market volatility in certain gtb markets. Consolidated financial statements with independent auditors report, year 2018. Wema bank plc annual reports and financial statements for the year ended 31 december 2015 ii. Access bank is neither closing branches nor sacking staff access bank branches shut during lockdown reopening group unaudited results for the first quarter ended 31 march 2020 notice of the 31st annual general meeting coalition against covid19. Gascoyne development commission annual report 20152016 5 overview chairmans report a major achievement for the gascoyne development commission the commission during 201516 was the finalisation and launch of the gascoyne regional investment blueprint the blueprint by the honourable terry redman, minister for regional development. Egbert imomoh retired from the board at the end of the 25th annual general meeting held on march 31, 2015, as he attained the age of seventy 70 years. Mar 28, 2016 according to a monitored report from bloomberg, although there is a huge oil glut to clear, the head of commodity research at goldman sachs, jeffrey currie, said that global oil demand is on an improving trajectory and may even exceed supply by the start of june. Semi annual report at and for the three and six months ended june 30, 2018. Peshawbestown 2015 annual drinking water report violations.
Since the announcement of strategy 2020 in april 2015, the bank has moved swiftly into implementation, effectively embedding the values and beliefs in its strategy. Statements of financial position as at 31 december 2015. As at 31 december 2015, the range of shareholdings of the company was as follows. Guaranty trust bank and subsidiary companies 36 directors report for the financial year ended december 31, 2015 the directors have pleasure in presenting their report on the affairs of guaranty trust bank plc the bank and its subsidiaries the group, together with the group audited financial statements and the auditors. Published on 30 march 2016 modified on 30 march 2016 by emmanuel kumah do 5335 downloads. Enrichinglies guaranty trust bank plc 1 annual report 78 our opinion on the consolidated and separate financial statements does not cover the other information and we do not and will not express an audit opinion or any form of assurance conclusion thereon. Uba plc 2015 annual reports and accounts march 2016.
Consolidated interim financial statement march 31, 2015 unaudited. Daftar isi table of contents ringkasan laporan keuangan 1 financial highligts. Establishment the guaranty trust bank liberia ltd was incorporated on june 7, 2007 to conduct full banking business in liberia, pursuant to the provisions of the financial institutions act of 1999 and the business. Guaranty trust banks unaudited interim financial statements. The board of directors of guaranty trust bank plc is pleased to. In accordance with article 92 of the companysarticles of association dr. The bank is a subsidiary of guaranty trust bank plc in the federal republic of nigeria. In this period of market turbulence, deutsche bank remains very solid. Apr 25, 2020 gtb report quarterly gtb report quarter 4, 2019 1. Consolidated financial statements with independent auditors report 31 december 2014 and 20. Production was in line with guidance and the strong underlying profitability and cash flow performance allowed for reinstatement of the dividend. Guaranty trust bank liberia ltd notes to the financial statements for the year ended december 31, 2015 1. Guaranty trust bank annual report 2012 linkedin slideshare.
Net revenues for fy 2015 were euro 2,854 million, an increase of euro 92 million or 3% 3% at constant currencies from fy 2014. Hrg group, vides various branded consumer products. This takes into account the effects of movements in foreign exchange rates in 2015, which favorably impacted the revenue contribution from activities denominated in foreign currencies, whereas noninterest expenses were adversely impacted. Consolidated interim financial statement for the ninemonths period ended september 30, 2014 unaudited. Zenith bank plc note page note page directors report 3 9 fee and commission income 105 corporate governance report 9 10 other operating income 106 statement of directors responsibilities 20 11 trading gains 106. The directors have pleasure in presenting herewith the 37 th annual report together with the audited accounts of the company for the financial year ended 31 st march, 2018.
Annual repor t for the year ended december 31, 2016 guaranty trust bank liberia limited report and. Materials and the meeting summon are available and can be accessed on the companys website id. Legal form and principal activity guaranty trust bank liberia limited was registered on june 7, 2007 and granted a full operati onal license on march 6, 2009. May 22, 2016 gtbank annual report 2015 slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. Guaranty trust bank liberia limited financial statements for the year ended december 31, 2017 3 report of the directors the directors have pleasure in presenting their report on the affairs of guaranty trust ba nk liberia limited, a. Interim report for the three months ended march 31, 2018. John cryan, 1960 since july 1, 2015 cochairman of the management board jurgen fitschen, 1948 since april 1, 2009 cochairman of the. Gcb bank limited, consolidated financial statement for the year ended december 31, 2015.
The activities of the ndic in 2017 were carried out within the framework of the 20162020 strategic plan. As a market leader, tm is driven by stakeholder value creation in a highly competitive environment. Legal form the bank was incorporated in nigeria under the companies act as a private limited liability company on 2 may 1984. Medical facilities in 6 geopolitical zones of nigeria. Jul 22, 20 guaranty trust bank annual report 2012 1. Annual report and financial statements 31 december 2015. If you continue browsing the site, you agree to the use of cookies on this website. Benodjenh center early head start, head start and child care. Telekom malaysia berhad tm, malaysias convergence champion and no.
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